10 Indian Credit Cards You Should Apply For To Earn Some Extra Cash – 2021 -money

 Best Credit Cards.

1. Jumbo Money The Jumbo Money Credit Card is one of the best credit cards you can get if you are looking to get a reward for your credit card transactions. The Jumbo Money offers a reward of 0.5% points every time you use your credit card. You will get 5x points for your first two transactions after the opening of your account. You can also avail an annual fee waiver of Rs. 999 if you are the first card holder for 12 months. 2. Equitas Credit Card Equitas Credit Card is a non-genuine credit card. The credit card company does not carry the credit worthiness in its name. The credit card company has been cheating the customers, resulting in a huge fraud exposure. The reward offered by Equitas Credit Card is worth Rs. 20,000, but the customer will have to give a refund of Rs.

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Credit Cards for Self-employed

We have put together a list of credit cards for self-employed people that have proven their worth and validity. #1 Dhruv Global Capital: Self Employed Business Cards with the sweetest rates Dhruv Global Capital has been named as one of the best credit card providers in India and that doesn’t come as a surprise considering their success in the niche segment. The credit card provider has their own branches all across India and charges a minimal charge of Rs 2,000 for opening a new credit card and applying for a new card. #2 Rupa MoneyPak Credit Cards: Fastest way to make your first investment The Rupa MoneyPak Credit Card is perfect for entrepreneurs and artists who don’t have a lot of disposable income to make bigger investments.

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Credit Cards with Low-Interest Rates

You can find some cards that are with high interest rates and if that is what you are after, you will have to opt for cards with low interest rates instead. All you have to do is compare what benefits each card has to offer. However, if you want to know the best cards that will come up to your expectation, read on and find out how to apply for the same. These cards have 0% APRs. You can also take advantage of the cash back benefits. You can earn extra cashback of up to 5% on your everyday purchases, along with cashback on online shopping. If you shop online regularly, this is the best option for you. You can find many cashback credit cards in India that you can apply for.

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Credit Cards for Students

Free Credit Score – Credit Card for Students Best Premium Credit Cards Credit Card for Business Travellers Before applying for a credit card, you should know all the terms and condition associated with it. You should take the help of a credit card expert to understand all the benefits and drawbacks of it and should be aware of the rules and regulations that govern it. Make sure that you have a good credit score before applying for a credit card. There are several factors that influence your credit score like your credit history and your income. So, before applying for a credit card, it would be prudent to get your credit score checked to understand the factors that have influenced it.

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Credit Cards for Senior Citizens

In addition, credit cards can also be very beneficial for senior citizens. You can earn interest on cash-outs for all their life and they are not eligible for high interest. There are also plenty of options for people above 70 years of age to buy Air Travel tickets at the most affordable price. 1. Shikha Credit Card If you are looking for a perfect option to earn some good amount of interest then Shikha Credit Card can be the perfect choice for you. Shikha Credit Card offers a rate of 13.69% on transactions and 12.99% on balance transfer. If you are willing to invest Rs 1000 on your first transaction then you can enjoy a profit of Rs 1184.40 on total spending of Rs 6000. You can also earn 0.60% discount on transaction made by SBI Card.

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 Cards for the Ambitious

While the most common and popular choices are the ones which are dependent on your needs and bank profile. These options can be quite dangerous for your finances, because if you can’t repay the EMIs on time, you’ll face a hard time repaying the full amount at the end of the day. So, you need to be careful and weigh out the pros and cons of using these cards before applying for any credit card. The best cards in India, based on your needs and needs, are the ones which cater to the following categories: No Deposits, No Repayments, No Interest Charges 1. CC Bank Card You can make payments through an online payment mode or through your credit card. Thus, there is no need to bother with the hassle of having to carry cash while purchasing items or making payments.

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Conclusion

It is always a good idea to have a credit card in India. It is the way to improve your credit score, build credit history and earn some rewards.